Everything you need to know about CardFinans

What is CardFinans, how does it work, and how can merchants integrate this payment method into their
e-commerce store?

CardFinans: empowering Turkish transactions with convenient installment options

In the vibrant Turkish market, digital payment solutions have become integral to everyday transactions. Among these, CardFinans stands out as a local card offering unique support for installment payments, catering to the preferences and habits of Turkish consumers.


What is CardFinans?

CardFinans is a Turkish payment solution that offers a local credit card designed to support transactions with installment options. Developed to meet the specific needs of the Turkish market, CardFinans provides consumers with the flexibility to spread their payments over time, making larger purchases more manageable and affordable.



How does CardFinans work?

CardFinans operates like a traditional credit card, allowing users to make purchases at various merchants both online and offline. What sets CardFinans apart is its support for installment payments. When using CardFinans for a purchase, consumers have the option to select a preferred installment plan, spreading the cost of their transaction over several months. This feature is particularly appealing for high-value purchases, such as electronics, furniture, or travel expenses.



Why do merchants and consumers use CardFinans?

Merchants and consumers alike are drawn to CardFinans for its unique benefits. For merchants, accepting CardFinans expands their customer base and increases sales by offering an attractive payment method that aligns with Turkish consumers’ preferences. Additionally, merchants benefit from increased customer loyalty and higher average transaction values, as installment options encourage larger purchases.

Consumers value CardFinans for its convenience and financial flexibility. The ability to pay in installments allows consumers to manage their budgets more effectively, making purchases they might otherwise postpone or forgo. Furthermore, CardFinans often offers promotional campaigns and discounts, incentivizing cardholders to choose it over other payment methods.


How can I start accepting CardFinans?

For merchants interested in accepting CardFinans as a payment method, the process is relatively straightforward. Firstly, merchants need to partner with acquiring banks or payment service providers that support CardFinans transactions. Once onboarded, merchants can integrate CardFinans into their existing payment systems using the provided APIs or plugins. This integration enables merchants to start accepting CardFinans cards and offering installment options to their customers, thereby enhancing their competitiveness in the Turkish market.

CardFinans FAQs (4)

In which countries is CardFinans used?

CardFinans is primarily used in Turkey, where it serves as a widely recognized and utilized payment method for both merchants and consumers.

What are the benefits of using CardFinans as a payment method?

The benefits of using CardFinans as a payment method are manifold. Firstly, CardFinans offers consumers the convenience of installment payments, allowing them to spread the cost of purchases over time.

Is it easy to use the CardFinans service for online payments?

Yes, it is generally easy to use the CardFinans service for online payments. CardFinans provides seamless integration options for merchants, enabling them to incorporate CardFinans as a payment option on their websites or mobile apps. Similarly, consumers can easily input their CardFinans card details during the checkout process, making online transactions quick and convenient.

Are there any security measures in place when using CardFinans for online transactions?

Yes, CardFinans implements robust security measures to protect online transactions and ensure the safety of users’ financial data. These measures include encryption protocols, tokenization, multi-factor authentication, and real-time fraud monitoring.