PragmaPay Business Loans

An award-winning B2B deferred payment solution for the Polish market.

Increase sales and the number of satisfied customers by implementing deferred payments for B2B e-commerce.

Benefits for your online store:

Increase in Conversion Rates

Companies that have implemented BNPL payments for businesses have seen a 20–40% increase in their conversion rate

More orders

Companies offering flexible payment options for businesses reported an average 60% increase in orders.

Fewer abandoned shopping carts

The lack of flexible payment options for businesses leads to 29% of customers abandoning their shopping carts.

No operational risk

PragmaGO assumes 100% of the risk of customer default and any debt collection costs.

Instant Fund Transfer

You’ll receive the proceeds from the sale just as quickly as with other payment methods.

Benefits for consumers:

  • Deferral of payment

    Deferral of payment

    Make a corporate purchase. The seller will process it right away, and you’ll pay in 14, 30, or 60 days.

    Convenient installments

    Convenient installments

    Spread out your business purchases over 3, 6, 9, or 12 months.

    Quick decisions

    Quick decisions

    Do you need quick approval? We make a financing decision in just 3 minutes!

  • Large amounts

    Large amounts

    We finance all business purchases—goods and services (with no restrictions, such as those on fixed assets)—up to 50,000 PLN!

    Automated process

    Automated process

    The process takes place online and is based on the information provided in the form; it does not require any documents.

    Fixed costs

    Fixed costs

    The cost of deferral/installments is calculated based on the purchase price and remains fixed throughout the entire financing period.

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