PayU operates throughout the European Economic Area. Customers can pay in any foreign currency issued in any country in the world.
Fast payment with a card, without intermediaries.
Payment cards are among the most popular online payment methods worldwide. We accept all Visa and Mastercard cards issued in any currency and in any country in the world. We accept and authorise payments by debit and credit cards, processing over 20,000,000 card transactions every month.
We accept cards issued in 196 countries worldwide and in 25 global currencies, whilst maintaining the highest security standards. Our card system has an availability rate of 99.98%.
Over 70% of online purchases in Europe are made by payment card
The approval rate for card transactions is as high as 95 %
Using 3D Secure systems, 24/7 anti-fraud monitoring and card data tokenisation
We accept all Visa and Mastercard cards issued in any country worldwide
We support Apple Pay, Google Pay and Click to Pay digital wallets
Payment by card in an online store offers convenience as it is quick and simple, as well as security due to advanced data protection and transaction security mechanisms.
It is one of the most popular methods for making purchases online. It involves using a payment card, such as a debit, credit, or prepaid card, to finalize the transaction. This process occurs by entering the card details into the appropriate fields during the order checkout.
PayU holds a European card license that allows for the processing of card payments within the European Economic Area and Switzerland (31 markets).
1. Product or service selection – The buyer selects the goods or services on the store’s website and proceeds to checkout.
2. Entering card details – The buyer provides their payment card information: card number, expiration date, and CVV code.
3. Sending data to the payment processor – The store transmits the transaction data to PayU, the payment operator that acts as an intermediary between the store and the bank.
4. Transaction authorization – PayU sends a request to the buyer’s bank to check whether sufficient funds are available and whether the card is active.
5. Transaction security – The transaction is secured by technologies such as EMV 3DS (buyer identity verification) and anti-fraud monitoring.
6. Payment confirmation – After successful authorization, funds are reserved on the buyer’s card, and the seller receives confirmation of the payment.
7. Transaction completion – The seller sends the ordered product or service to the buyer, and the funds are deducted from the account.
PayU operates throughout the European Economic Area. Customers can pay in any foreign currency issued in any country in the world.
In addition to other useful features, we also support the card-saving function. Contact us for more details.
Supported currencies for settlement are EUR, USD, GBP, CHF, PLN, CZK, RON, HUF, SEK, NOK and DKK.