A world without financial borders where everyone can prosper


of the world’s population live in emerging markets


people are unbanked globally


alternative payments methods exist around the world


of people have access to credit in emerging markets

At PayU, our vision is to create a world without financial borders where everyone can prosper. We provide businesses and consumers in emerging markets with the financial services and products they need to thrive.

Our expertise in 50+ emerging markets enables PayU to offer a wide range of payment and consumer credit solutions aimed at increasing financial access throughout the world.

In addition to pursuing our vision through a variety of innovative offerings in the payments and credit space, PayU are also one of the world’s most active fintech investors, with over USD $1 billion in investments to date.


We invest in new technologies and deploy them around the world.

Explore PayU investments


We rely on local teams to better understand and serve people’s needs.

Learn about our local approach to hiring


We seek out new opportunities every day to improve people’s lives.

Read more about our business and company culture

Financial inclusion that impacts lives

We partner with the best-in-field to provide access to cutting edge products and services. Our local knowledge means we bring financial services to those who need them in a way that works. We always have the people who use our services at the heart of what we do.

Financial Prosperity Barometer

How do people in emerging markets define prosperity? Our Financial Prosperity Barometer report set out to find out how financial services make an impact.

See the key findings