Being a successful entrepreneur

In the fourth episode of PayU’s Fintech Alphabet, we dive into the personal success stories of four entrepreneurs whose companies have joined the PayU family in recent years.

At PayU, we are on the lookout for partners to help us shape the future of fintech. Our eyes are always open for new technologies and inspiring leaders to help us create a world without financial borders where everyone can prosper.


When scouting new potential investments, the leadership team of a company matters to us as much as its business successes.


In this fourth episode of our Fintech Alphabet series, PayU CEO Laurent Le Moal reflects on the journeys of the inspiring leaders that have joined the PayU family in recent years.




Who’s on the panel?

  • Prashanth Ranganathan, Founder & CEO of PaySense,  a digital consumer lending platform that provides consumers with easy access to affordable short-term loans. It leapfrogs the traditional lending channels by using intelligent data science that enables better risk-profiling of borrowers and brings consumers with no credit tracks or established credit history into the mainstream. PayU merged PaySense with LazyPay to consolidate India’s digital credit offering.


  • Barbaros Özbugutu, CEO PayU Turkey,  Co-Founder & CEO of iyzico. The company provides online payment services and artificial intelligence-based payment technologies to businesses of various sizes in the world of e-commerce. By making the complex payment processes simple through its easy and secure platform, iyzico had achieved significant successes through supporting thousands of businesses in digitalisation and was acquired by PayU in 2019.


  • Govind Setlur,  Founder, Strategic Advisor, WIBMO Inc,  a leading technology and service provider for the financial services industry. While the company is best known for its hosted risk-based authentication and payment security services, it provides solutions ranging from mobile payments, fraud and risk management, prepaid solutions and a host of merchant services. PayU acquired Wibmo in 2019.


  • Randy Tan, CEO of Red Dot Payment, a trusted online payment company providing premium payment solutions and expertise to the brightest merchants across Asia Pacific. RedDotPayment is a trusted FinTech partner of banks, merchants, credit card associations, online payment gateways, non-banking financial institutions, security and fraud management system providers. Acquiring Red Dot Payment broadened PayUs global reach into Southeast Asia.