Investments shaping the future of fintech

One of the world’s most active fintech investors

Many people are familiar with PayU as the leading payment service provider in some of the world’s most exciting emerging markets.

 

Investment, however, has always been at our core. Our company began life as an amalgamation of investments made by the Naspers Group (now Prosus), one of the largest technology investors in the world. And we’ve now reached a significant milestone ourselves, having invested $1 billion in a diverse range of our own fintech partnerships.

 

Our dual identity as an investor and an operator means we offer start-ups more than just capital. Our approach centers on people – we focus on long-term investments that allow us to build meaningful relationships, nurture the growth of both businesses as well as their founders, and support solutions that make a difference in the world.

 

Over the last five years, we’ve made investments in seventeen different companies across payments, credit, digital assets and other areas of fintech. These companies hail from nine different countries and our investments have ranged from seed funding, to several hundred million dollars across multiple rounds, all the way up to full acquisitions.

 

Take a deep dive into our global investments, and learn more about our four key investing pillars below the infographic.

Meet the PayU family

Learn more about the companies and founders with whom we are working around the world. Updated April 2021.

Our investment pillars

PayU’s investments cover four key areas connected to our vision of a world without financial borders where everyone can prosper
  • Competing Successfully

    We pride ourselves on being experts in our local markets, understanding the nuances and landscape of each country. When there’s another player that has an exceptional offering and a focus on bringing better financial services to a market, we look for opportunities to join forces. Rather than competing for market share, we concentrate on creating a true market leader that can best serve local businesses and people.

  • Product & Technology Development

    A third of the companies we’ve invested in over the past few years fall within this space. These are the cutting-edge businesses that we believe can accelerate our vision while improving our core product. Our investments focus on bringing better services and value to our merchants and stakeholders around the world, while keeping in front of the fast-moving fintech landscape.

  • Geographic Expansion

    We don’t want to reinvent the wheel when we see players who have already identified a market gap and developed a fantastic business offering. Our collaboration with Red Dot Payments is a perfect example. Working with RDP to expand PayU’s reach to Southeast Asia and connecting Red Dot’s online, cross-border payments business with our own was the ultimate “win-win”.

  • Disruptive Investment

    Being a world-leading fintech investor means keeping an eye on the people, ideas and technologies that have the potential to transform our world. That’s why we’re a strong believer in blockchain – as reflected in our partnership with Diem (formerly Libra) and our investments in Bakkt, Luno, and the Digital Currency Group. We’ve also invested in the likes of Remitly (remittances) and Creditas (consumer credit) because we believe they are true industry-disruptors.

From the founders

In Episode #4 of our Fintech Alphabet series, four founders share their stories about finding success in fintech and working with PayU.

 

Investment news

Recent investment updates from PayU
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